Terms of Service
Last Updated: 30 DEC 2025
Welcome to MyPlanner ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the MyPlanner mobile application, website, and related services (collectively, the "Service"). The Service is operated by Zaan Tech Ltd.
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.
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1. Health and Financial Disclaimers
IMPORTANT: PLEASE READ CAREFULLY.
1.1 No Medical Advice
The fitness, nutrition, and weight tracking features provided by MyPlanner are for informational purposes only. We are not medical professionals. The content, including AI-generated workout and meal plans, is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition before starting any new diet or exercise program.
1.2 No Financial Advice
The budget planning and financial tracking features are designed to assist you in managing your personal finances. We are not certified financial advisors, accountants, or fiduciaries. Any analysis, trends, or AI-generated suggestions are for informational purposes only and should not be considered as professional financial advice. You are responsible for your own financial decisions.
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2. Accounts and Registration
To access certain features of the Service, you may be required to register for an account. You agree to:
* Provide accurate, current, and complete information during the registration process.
* Maintain the security of your password and accept all risks of unauthorized access to your account.
* Notify us immediately if you discover or otherwise suspect any security breaches related to the Service.
You are responsible for all activity that occurs under your account.
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3. Subscriptions and Payments
3.1 Subscription Plans
MyPlanner offers premium features ("Pro Features") through auto-renewing subscription plans. By purchasing a subscription, you agree to pay the fees indicated at the time of purchase.
3.2 Billing
Payments are processed securely via third-party payment processors (e.g., Stripe). Your subscription will automatically renew at the end of each billing cycle unless cancelled at least 24 hours prior to the end of the current period.
3.3 Cancellation
You may cancel your subscription at any time through your account settings or the respective app store management page. Cancellation will take effect at the end of the current billing period, and you will retain access to Pro Features until that time. We do not provide refunds for partial subscription periods.
3.4 Price Changes
We reserve the right to modify our subscription fees at any time. Any price changes will be communicated to you in advance.
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4. Artificial Intelligence (AI) Features
Our Service utilizes Artificial Intelligence ("AI") to provide personalized suggestions, such as workout plans, recipes, and financial insights.
* Accuracy: While we strive for accuracy, AI models can occasionally generate incorrect, misleading, or biased information. You should mistakenly verify any critical information generated by the AI.
* Usage: You agree not to use the AI features to generate harmful, illegal, or abusive content.
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5. User Content
You retain ownership of the data you input into the Service, such as your budget entries, fitness logs, and personal goals ("User Content"). By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display your User Content solely for the purpose of operating and improving the Service.
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6. Prohibited Conduct
You agree not to:
* Use the Service for any illegal purpose.
* Harass, abuse, or harm another person.
* Reverse engineer, decompile, or attempt to extract the source code of the software.
* Use any robot, spider, crawler, or other automated means or interface not provided by us to access the Service or to extract data.
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7. Intellectual Property
The MyPlanner Service, including its "MyPlanner" name, logo, original content, features, and functionality, are and will remain the exclusive property of **Zaan Tech Ltd.** and its licensors. The Service is protected by copyright, trademark, and other laws.
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8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ZAAN TECH LTD., ITS AFFILIATES, DIRECTORS, OR EMPLOYEES BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICE.
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9. Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.
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10. Governing Law
These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which Zaan Tech Ltd. is established, without regard to its conflict of law provisions.
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11. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
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12. Contact Us
If you have any questions about these Terms, please contact us via the distinct "Support" or "Contact" section within the application.